IBAN

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Until now, bank customers have normally used, and mostly been familiar with, the 11 to 13-digit account number known as the Basic Bank Account Number (the BBAN). This is the account number which is printed on cheque forms, as well as on all bank statements.

The IBAN includes the BBAN, but additionally also contains other alphanumeric characters which serve to identify the particular bank and branch in the country where the account is held. This is why the IBAN is much longer than the BBAN.

IBAN sets an international standard for the unique identification and validation of bank account numbers, which assists the banks to complete straight-through processing without any manual intervention.

The IBAN does not replace the account number given to you by your bank. It is a way of representing your bank’s account number in an internationally recognised standard format

You can locate your bank’s IBAN (as well as your BIC – see below) on your account statement (savings or current, for example). Contact your bank if you cannot locate your IBAN. Some banks’ websites offer the facility to generate your IBAN online.

You should quote your IBAN in any correspondence and invoices especially when expecting payments from other banks. Providing your bank's BIC is optional for payments in euro. Providing the BIC for other currencies (such as GBP sterling) remains mandatory.

An IBAN generated by a local bank is made up of 31 alphanumeric characters split as follows: 

 

Therefore, the number you should look for on your statement should look something like this: 
MT84MALT011000012345MTLCAST001S

When an IBAN is printed in paper form, for example on an invoice, the IBAN may be split into groups of four characters to make it easier to read.

Paper form: MT84 MALT 0110 00012345MTLCAST001S

When an IBAN is processed electronically it must not contain blank spaces and must not include the word 'IBAN'.

Electronic: MT84MALT011000012345MTLCAST001S

Any IBAN provided to the Bank should be in the electronic format, and should not contain the word 'IBAN'.


Examples of other European IBANs

EU member state

IBAN format

Austria

AT611904300234573201

Belgium

BE62510007547061

Cyprus

CY17002001280000001200527600

Czech Republic

CZ6508000000192000145399

Denmark

DK500040044116243

Estonia

EE382200221020145685

Finland

FI2112345600000785

France

FR142004101005050003M02606

Germany

DE89370400440532013000

Greece

GR1601101250000000012300695

Hungary

HU421117730161111101800000000

Iceland

IS140159260076545510730339

Ireland

IE29AIBK93115212345678

Italy

IT40S0542811101000000123456

Latvia

LV80BANK0000435195001

Liechtenstein

LI21088100002324013AA

Lithuania

LT121000011101001000

Luxembourg

LU280019400644750000

Malta

MT84MALT011000012345MTLCAST001S

Netherlands

NL39RABO0300065264

Norway

NO9386011117947

Poland

PL27114020040000300201355387

Portugal

PT50000201231234567890154

Slovakia

SK3112000000198742637541

Slovenia

SI56191000000123438

Spain

ES0700120345030000067890

Sweden

SE3550000000054910000003

Switzerland

CH9300762011623852957

United Kingdom

GB54BARC20992012345678

 You can find additional information on the Malta Bankers’ Association website

 

BIC, or the SWIFT code, is made up of both letters and number and helps to identify one bank from another. Providing your bank's BIC is optional for payments in euro. Providing the BIC for other currencies (such as GBP sterling) remains mandatory. This is the list of BICs for all banks authorised by the MFSA:

AGRIBANK PLC

AGRKMTM1

APS BANK LIMITED

APSBMTMT

BANIF BANK (MALTA) PLC

BNIFMTMT

BANK OF VALLETTA PLC

VALLMTMT

BAWAG MALTA BANK LIMITED

BAWAMTM3

FIMBANK PLC

FIMBMTM3

FCM BANK LIMITED

FCMFMTMT

FERRATUM BANK LIMITED

FEMAMTM1

HSBC BANK MALTA PLC

MMEBMTMT

IIG BANK (MALTA) LIMITED

IIGBMTMT

IZOLA BANK LIMITED

IZOLMTMT

LOMBARD BANK MALTA PLC

LBMAMTMT

MEDITERRANEAN BANK PLC

MBWMMTMT

NBG BANK MALTA LIMITED

FNNBMTMT

NEMEA BANK PLC

NMEAMTMT

RAIFFEISEN MALTA BANK PLC

RZBMMTMT

SPARKASSE BANK MALTA PLC

SBMTMTM1

GARANTI BANK MALTA BRANCH

TGBAMTMT

VOLKSBANK MALTA LIMITED

VBMAMTM3

 



Last updated: Sep 07, 2016

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