Drink driving convictions are taken very seriously by insurers. Most motor insurance policies will not cover damage or liability
caused in an accident
where the driver was under the influence of alcohol, drugs or any other illegal substance. As a result, damage to one’s vehicle will not be recoverable and an insurer will be able to recover from the insured any amounts paid as compensation for damage or injuries caused to third parties in such circumstances.
Besides this, convicted drivers returning to the roads may face difficulty in obtaining an insurance cover or else may be required by the insurance company
to pay higher premium
for a Q & A on drink driving.