Home Insurance

Home is where the heart is…. So make sure you purchase the adequate insurance cover to protect your most valuable belonging i.e. your house!

  • What is home insurance?

  • Can I own a home without a homeowners’ insurance?

  • Which are the types of home insurance?

  • What are the perils or events insured against under a Home Policy?

  • What is the meaning of “Sum Insured” in a home policy?

  • How do I calculate the value that I should insure my home for?

  • How do I take a home inventory, and why?

  • What is covered under the Third Party Liability section of my Home Insurance?

  • What does the option of “All Risks” cover for Personal Possessions offer me?

  • What does the Personal Accident cover option offer me?

  • Additional living expenses after a disaster

  • What can I do to get a discount on my home insurance premium?

  • How often should I review my policy?

  • What do I do if I have a claim?

  • What if I do not agree with the decision of the insurance company relating to my claim?

  • Questions to Ask Your Insurer or Insurance Intermediary about Home Insurance