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Life Insurance

 


  • What is life insurance?

  • Who may have insurable interest?

  • I have a life insurance policy and in the event of my death, I want a specific person to benefit from the proceeds of my policy. Is this possible?

  • Can the name or details of a beneficiary be changed?

  • How can life insurance protect my family?

  • Can you give me more information on term insurance?

  • How can I save with a life insurance policy?

  • What is whole life insurance?

  • What is a reversionary bonus?

  • What is a terminal bonus?

  • What are unit-linked policies?

  • Do life insurance policies come with any ‘extras’?

  • How do I decide upon a life insurance policy?

  • Do I have a right to change my mind?

  • I plan to obtain a loan facility from a bank and I had been asked to purchase a life assurance policy. Do I have to purchase that policy from the bank, if it offers it to me?

  • What should I expect when purchasing a life insurance product (or any other long term insurance policy)?

  • What if I need to surrender my life policy before maturity?

  • What do I do if I have a complaint?

  • Points to remember